How do I determine my hourly rate as a freelancer?

Work back from your desired net income, add business costs and non-billable time, then divide required revenue by your billable hours per year.

Are business costs included?

Yes. Insurance, software, car and other fixed costs increase the revenue you need, and therefore your hourly rate.

Yes, this tool is completely free and works without an account or subscription.

Determine a realistic hourly rate based on costs and target income.

Free

Desired net income per year

€

What you want to keep after tax.

Annual business costs

€

E.g. insurance, software, car, office.

Working hours per week

Vacation weeks per year

Expected sick days

Non-billable time

Admin, sales and other non-billable work.

Enter a desired net income and working hours to calculate an hourly rate.

Indicative calculation using an estimated 37% tax rate. Not tax advice — adjust rates for your industry and situation.